This notice provides you with our policies concerning how the information you share with Foundation Capital Resources, Inc.’s, its subsidiaries, and its affiliated entities (collectively referred to herein as “FCR”) is used and maintained. FCR’s affiliated entities include, but are not limited to, AG Financial Solutions, AG Foundation, and Assemblies of God Loan Fund, including their subsidiaries and affiliates (“AG Financial”).
Collection and Use of Personal Information
FCR collects nonpublic personal information about you for use in administering your records and accounts, to process your transactions, and to provide services you request. We collect nonpublic personal information about you from the following sources:
• Account applications or other forms;
• Transactions with us, our affiliates or others (including our third-party service providers);
• Your personal agents or representatives; and
• Communications from you and others, whether written, electronic, or by telephone.
Sharing of Information within FCR
As permitted by law, we may disclose such nonpublic personal information about you to one or more of our subsidiaries and affiliated entities.
Sharing of Information Outside of FCR
As permitted by law, we may disclose your nonpublic personal information to the following types of nonaffiliated third parties:
• Companies that perform services on our behalf, prepare account statements, or assist us in marketing our services or communicating with you; and,
• Government agencies and regulators, consumer reporting agencies, and other outside parties as permitted or required by applicable laws.
Protecting the Confidentiality of Your Personal Information
FCR representatives are instructed to use strict standards of care regarding the confidentiality of your nonpublic personal information. We require outside companies and independent contractors to whom we provide client information for marketing, servicing or processing purposes to enter into confidentiality agreements that restrict the use of the information to those purposes. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.
Updates and Additional Information
We may amend this privacy notice at any time. We will inform you of changes as required by law.
FCR’s Internet Privacy Practices
FCR is committed to developing technology that gives you a powerful and safe online experience while protecting your privacy. This FCR Internet Privacy Practices statement applies to and governs data collection and usage for all FCR websites and services.
FCR encourages you to review the privacy statements of websites in which you choose to link from FCR so that you can understand how those sites collect, use and share your information. FCR is not responsible for the privacy statements or other content outside the FCR family of websites.
Collection of Your Personal Information
On some sites, FCR collects personally identifiable information, such as your e-mail address, name, home or work address, or telephone number. Information collected at one FCR site may be shared within FCR and its AG Financial affiliates.
There is also information about your computer hardware and software that is automatically collected by FCR and may be shared within our family of websites. This information can include your IP address, browser type, domain names, access times and referring website addresses. This information is used by FCR for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the FCR websites.
Use of Your Personal Information
FCR does not sell, rent or lease its customer/client lists to nonaffiliated third parties. Your personal identifiable information, such as e-mail address, name, address, and telephone number, will never be transferred to a nonaffiliated third party. We may share data with trusted partners to help us perform statistical analysis or a service transaction; however, all such third parties are prohibited from using your personal information except to provide these services to FCR, and they are required to maintain the confidentiality of your information.
Cookies are used on our sites to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
The purpose of a cookie is to tell the web server that you have returned to a specific page. When you return to the same site, the information you previously provided can be retrieved so you can easily use the FCR features that you customized.
Use of Web Beacons
Web beacons collect only a limited set of information including a cookie’s number, time and date of a page view, and description of the page on which the beacon resides. This is a technique we use to compile aggregated statistics about FCR sites’ usage.
Security of Your Personal Information
FCR protects your personal information from unauthorized access, use or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. Personal information is transmitted to our sites through the use of Secure Socket Layer (SSL) encrypted protection.
We have implemented the following administrative, technical and physical safeguards with quality control:
• Policies and procedures for carefully handling your information;
• Limiting physical access to central facilities through the use of state-of-the-art security system;
• Training in confidentiality and customer privacy to ensure that our employees and representatives are committed to keeping your personal information safe and secure; and
• ID’s and passwords to protect sensitive information.
Changes to This Statement
We may amend these Internet Privacy Practices at any time, and when such a change is made we will post a revised version on this website. Changes will be effective when they are posted. It is your responsibility to review these Internet Privacy Practices from time to time to be aware of any such changes. Your continued use of this FCR website indicates your agreement to any such changes.
Revision Date August 2017