10 Steps to Reduce Church Risk This WinterCategory | Risk Management
Winter is a risky season for churches, in terms of potential insurance claims from injuries and facility damage. In fact, Church Mutual reported more than 1,000 frozen pipe claims filed in 2014.
Unfortunately, some churches underestimate winter’s hazards. With the recent snowstorms in the northeast and more to come, I encourage you to be proactive in protecting your people and facilities.
This quick checklist will help you do that:
- Prevent injuries by keeping walkways clear. Spread ice melt, salt, or sand on these areas.
- Inside, use non-slip mats and rugs, especially near entry points.
- Clean up and place wet warning signs on wet spots immediately.
- Prevent pipes from freezing and bursting by maintaining a temperature of at least 55 degrees inside the building, even when not in use.
- Adequately insulate attics and other areas where pipes run. Exposed pipes may require insulating sleeves.
- Check the building often, to ensure the heating system is working and to detect any burst pipes before much damage occurs.
- Prevent roof damage or collapse from snow accumulation by keeping gutters and downspouts clear. Inspect and clean them several times a year.
- For flat roofs, inspect and clean out drains to ensure they are not clogged.
- In general, performing roof maintenance during warm months and repairing leaks or damaged areas quickly is the best way to prevent problems during cold months.
- For additional help, download the free brochure from Church Mutual, Weather Protection For Your Ministry.
Stay warm, and may God bless your ministry this winter.
For more information, call 888.829.6877 or email email@example.com.