Loan Types
FCR offers distinctive service, provided through ministry-minded loan consultants and staff who come alongside ministries to provide customized solutions and personalized service. Our customers are assured of responsive decision-making, as loan requests are reviewed by executives who understand ministry, desire to see the Gospel spread, and have the ministry’s best financial interests at heart. Our distinctive service and ministry mindset, when combined with our diverse, competitive products, make FCR the premier one-stop source for all your ministry’s financing needs.
Permanent Loans 
Looking to purchase new facilities or refinance? This is your solution.
Obtaining church financing in a business-minded marketplace can be a challenge. We offer permanent, fully amortized first mortgage financing at flexible terms to purchase new facilities and refinance existing loans at competitive rates. Our professionals continuously monitor the markets to assure clients of low incremental fixed or quarterly adjustable interest rates, but with fewer fluctuations than competitors. When you are ready to build upon your God-given vision, FCR can help lay the foundation.
Construction Loans
FCR has flexible financing for new construction, renovation, and facility expansion.
When God’s blessing necessitates “enlarging the place of your tent,” FCR has flexible financing for new construction, renovation, and facility expansion. Our construction loans, with interest only payments during a construction period, ease pressure on cash flow, followed by the assurance of a guaranteed, no-cost conversion to permanent financing at competitive rates and terms after the construction period. Our all-in-one loan packages simplify financing, enabling clients to more fully focus on building the vision.
Short Term and Lines of Credit
Need cash flow? Consider a short term loan or line of credit.
FCR is committed to providing complete financing solutions to qualified ministries, including competitive, secured short-term loans and credit lines. This convenient solution to short-term financial expenses and cash flow needs is a simple alternative to long-term loans and is more costeffective than credit cards. At FCR, this additional option translates into convenience and value for our customers.